RBL Bank, SBM bank Uni Credit Card Editor's Rating★★★★★ Welcome Offer: offer details Annual FeeJoining FeeInterest Rate(APR)Credit ScoreNILNIL4% Per month – 36% AnnuallyGood In this article we gonna explain about Uni cards, it’s genuine reviews and things that you should know before apply for Uni cards. Company profile and contact details, how to apply for Uni cards? How to use? Eligibility criteria, charges and fees, repayment terms and conditions, hidden charges, benefits, offers, rewards, and cashbacks details. Now a day you are seeing an advertisement about Uni cards on tv, internet and social media. But before applying for Uni cards, you have to know this all the details about Uni cards and their terms and conditions. So, let’s have look on all details about Uni cards and its reviews. You must need to know this all details before applying and sing up on this app. About Uni cards app. Uni cards app is a prepaid credit card provider. Which provides you a credit limit and credit card to spend it anywhere online or offline. most interesting thing of Uni cards is that they provide you a pay 1/3rd option for repayment of your entire credit card monthly bill and spends. So, you can use your credit limit up to 90 days rather than 45 days. Also gives you a 1% rewards cashback when you pay in full before 30 days period. They have upto 18 months EMI option. Uni cards Company profile and contact details. Founder and CEONitin GuptaOriginIndiaBanking PartnerRBL Bank and SBM bankOfficial websitehttps://www.uni.cards/Email IDcare@uni.clubAddressIndiqube Sigma No.3/B, Nexus Koramangala 3rd Block SBI Colony, Koramangala, Bengaluru, Karnataka 560034Customer care number080 68216821Social mediaFacebook Instagram Twitter LinkedInAll the details are collected from available sources kindly make sure before using it. Also Read: Snapchat Spotlight trends and popular hashtags list.The unpaid therapist! How you can use Uni cards app and credit card? You can use Uni credit card for both online and offline transactions to spend it anywhere anytime. Like, Paying at online shopping websites, ticket and hotel booking…etc by virtual credit card.You can also do offline transactions by swiping your physical credit card at shopping malls, liquors shop, petrol pump etc. Also Read: Postpe App – Reviews and All important Details. What are the benefits of using Uni cards? Uni cards is a completely new concept which makes your shopping and spending experience easier. Let’s see benefits of Uni cards Use it at anywhere and anytime at online and offline transactions.Uni cards gives a special option to split your all dues in 1/3rd so you can repay your overall credit card bill in 3 months.You can also convert your outstanding amount into 6,9,12,18+ months EMIs.you can also earn 1% reward cashback if you pay in full like usual post 30 days free credit period.Instant card approval withing a minute.Anyone who is 18 and older is apply for Uni cards.In beta program currently Uni cards is free after that it will be chargeable.Get multiple bill reminders before your due date to avoid being charged late fee.24x7 customer care and helpline number. How to apply and sign up at Uni cards app? Applying for Uni cards is very easy and simple process which takes only few minutes to complete your application and provides you an instant virtual credit card and delivers your physical credit card in few days. Let’s see how. Download and install Uni cards app from Play store (Download Uni cards APK) for android user or apple App store for iPhone user.Enter your mobile number.Enter all require details name, email, address etc.Complete your e-KYC using your PAN card and Aadhaar Number.Wait for few minutes instant approval.Done. Rewards and Cashback of Uni credit card. Currently Uni cards is in beta program so it’s not a have many offers and rewards, but they will soon give an exciting offer to their customers. Currently they are 1% reward cashback if you post pay your bill before the 30 days credit periods. Soon they are going to release Genuine reviews of Uni cards app. Well as per our experience and research we suggested that you can apply for Uni cards. Because they are proving you an option to divide your overall billing due into 1/3rd part that means you can use your credit limit till 90 days and other credit card companies gives 45 days interest free credit so. Also, they are having a long EMI options to 6/9/12/18+. Also, this is a start-up app so they will give exciting offers to their customers. Uni cards hidden charges. Well, every company have a very long terms and condition list in this list they describe some charges that you actually don’t know at the time of applying. Here we are showing you a list of some hidden charges of Uni credit card app that company not showing on website and advertisements. Uni cards will apply fix standard late payment fees if you don’t pay your bill in 3 month periods. This fee is completely depending on your bill amount. So, let’s see how much late fees you have to pay according to your bill. Billing amountLate payment fees and charges₹250-1000₹25₹1000-2500₹100₹2500-5000₹250₹5000-10000₹500₹10k-20k₹1000₹20k-30k₹1500₹30k-40k₹2000₹40k-50k₹2500₹50k-75k₹3500₹75k-1lac₹5000₹1lac-2lac₹7500₹2lac-10lac₹10k Fuel surcharges is wavier Upto ₹500 after that you have to pay as per the government rule.Right now, Uni EMI option is not available so there is a no data of interest rate of Uni cards. We will update it when it will be available. Currently this are the charges are applying on Uni cards. We will update it if there any extra will apply and it is subject to change. Uni cards Kit unboxing? When physical Uni credit card is delivered to you it will comes with a simply designed rectangular box. This box contains your credit card with some interesting goodies provided by company. In these goodies you receive a one chocolate from Switzerland, a mask for protection against corona and your name tag with your credit card. This are the welcome gifts provided by Uni cards. Disclaimer: we always intend to provide you all updated details. But there is a possibility changes in data, rates, charges and fees by bank and issuer company. So kindly refer all the latest data by visiting official website of issuer before applying. We are not responsible for any legal or financial implication in any case.