In this article we gonna explain about what Fi money app is? which is also know as a Fi digital bank. it’s reviews and all details like how to apply, how to use, debit card details, charges and fees, contact details etc. Now a day you are seeing advertisement about Fi Money app on tv and internet as a digital banking services provider bank. which provides you all banking facilities. So, let’s have a look on all details about Fi money app and its reviews. You must need to know all this details before applying and sing up for Fi digital banking services. What is Fi money app? Fi money app is a neobank which provides you a digital banking service. This app is created on collaboration with federal bank. which provides you a zero balance saving account and all the banking services. Also provides visa debit card at zero charges and fee. Which offers you a zero forex markup fees and cash withdrawal facilities from any ATM of India. What is Neo Bank? Neo bank is a nick name of a Virtual banks, Online banks, Digital banks, internet bank etc. which is operated completely online without having any physical branches in area or places. These types of banks can provide banking facilities at very low charges or zero charges because they don’t have to spend lots of money behind their physical branches. Fi money app Company profile and contact details. Founder and CEOSumit Gwalani, Sujith NarayananOriginIndiaBanking PartnerFederal BankOfficial websitehttps://fi.money/Email IDhelp@fi.careAddressBangalore, KarnatakaCustomer care number080 47485490Social mediaInstagram Twitter LinkedIn Features of Fi money app Fi money app has many interesting features to manage your spends, funds and investments with user friendly interface. So, let’s check out features of Fi app. Ask.Fi Fi money app has a inbuilt voice assistance feature which provides you all details about your accounts like account number, balance, spend histories, IFSC codes, UPI id etc. You can also ask your questions and query. Also, can pay anyone of your listed friends and merchants by just saying to pay. Also, can download and view account statement and details by speaking with the help of Ask.fi feature. FIT rules This feature helps you to save your money automatically from your fi account to predefined jars. You can select the amount figure and frequency of transfer. This will help you to save your money. You can also set your automatic rule according to your spend activity and events. Like saving ₹100 while any cricketer hit 6 in India’s cricket match or save while you order anything at any website and apps. Jars Jars is a fix deposit schemes created by Fi to get more interest then normal Fi saving account. You can invest into pre-defined fi jars, or you can customise you fix deposits according to your terms and amount of investment. You can create smart fix deposits from ₹300 to ₹50000 At the rate of interest of 2.50% p.a to 5.10%p.a according to terms of your fix deposit. Rewards You can earn rewards on your every activity like money deposit, transfer and payment, FIT rule set etc. you will get reward in terms of cashback or Fi coins. You can redeem Fi coins to get gift vouchers of top brands and websites. Modes of payment You can pay to anyone by UPI and QR scanning, debit card, bank transfer like NEFT, IMPS and RTGS. Also Read: Postpe App – Reviews and All important Details. Benefits and Offers of Fi money app Fi money app provides many benefits and offers to their users. So, let’s check out some of the important benefits and offers of fi bank. Provides a zero balance saving account in just a few minutes of activation time.Free Visa platinum debit card for your offline spends and transactions.NEFT, IMPS and RTGS services at no extra cost.Pay using UPI or QR scan.Zero forex charges on debit card spends at abroad.Free cash withdrawal at federal bank ATM and 5 free transactions at any ATM after that it will be chargeable at ₹21 per transactions.International ATM withdrawal fee ₹100 and ₹25 for inquiries.Get upto 30% discount on your debit card at top websites and apps.Good reward back program for users so users will get cashback and gift vouchers against their activities. Hidden Fees and charges of Fi money app List of hidden fees and charges of Fi money digital bank. DetailsChargesMinimum balance chargesNilAccount maintenance chargesNilDebit card chargesNilDebit card reissue feeFirst time free after that ₹250Forex markup feeNilATM withdrawal feeAfter exceeding free limits ₹21International ATM charges₹100 and ₹25 for inquiriesFuel surcharge2.5% of amount or ₹10UPI, NEFT, RTGS and IMPS chargesNILChequebook₹100 for 10 chequeDD chargesFree upto ₹1 lakhStop cheque payment charges₹100 per cheque or ₹500 for three cheques in seriesPhysical statement chargesOne free statement per month after that ₹100 for every 40 transactions listBalance Certificate₹100Interest certificateFree one per year after that ₹100 per certificateTransaction decline charges₹25Cheque bounce chargesFor first ₹125, second ₹250, third ₹500 cycle reset at 3 monthsCheque returns charges₹150Subject to change* Fi bank eligibility criteria. Currently Fi bank facility is only available to working professionals not for students and others. So, if you are belonging from any profession or a employee than you can apply for Fi bank account. How to open Fi bank saving account? Opening of Fi bank account is very easy and simple process. It’s taking just a few minutes to open your digital saving account at zero balance. Click on the above link to download Fi money app from play store and App store.Open Fi money appFill all the require detailsEnter your pan card number and aadhaar card details.Upload your photoWait for verification processAnd done your account is opened For full access of all the features of your account complete the full KYC process by video KYC. Genuine reviews of Fi money app Well, Fi money bank is neo banking service, so they don’t have any physical branches so company no need to spend lot of money behind maintenance and staff salaries of physical branch. So Fi can reduce banking charges and provides some facilities at zero. And also, can gives you a offers and cashback. So, if you wish to enjoy all of the above listed benefits and features of Fi bank than you should apply for Fi bank account. And if you are traveling across the world and doing many Forex transactions then you must apply for it. Disclaimer: we always intend to provide you all updated details. But there is a possibility changes in data, rates, charges and fees by bank and issuer company. So kindly refer all the latest data by visiting official website of issuer before applying. We are not responsible for any legal or financial implication in any case.