IDFC First Bank, Federal Bank, South Indian bank, BOB financial, SBM bank OneCard credit card Editor's Rating★★★★★ Welcome Offer: 2500 reward points as a joining bonus. Annual FeeJoining FeeInterest Rate(APR)Credit ScoreNilNil1.33% p.m and 16% annumGood In this article we gonna discuss about OneCard, it’s genuine reviews and all details that you should know before applying. Their company profile and contact details, how to apply for OneCard? How to use? Eligibility criteria, hidden charges and fees, repayment terms and conditions, features, benefits, offers, rewards and cashback details etc… Now a day you are seeing an advertisement about OneCard on internet and social media. After seen this ad a one question comes in your mind that should I apply for onecard or not? So before applying for it, read this all details about onecard. So, let’s have a look on all details and reviews of OneCard. You must need to know this all details before applying and sing up for it on app. What is OneCard app? OneCard is an India’s first and best metal credit card. Which is made from metal material and very light in weight. You can use it anywhere like other bank credit card for all your online and offline transitions. You can easily apply for it and get instant approval in just a day. You can completely control your credit card usages and transitions by there simply designed app. Also get exciting offers and reward benefits with this card. Most importantly all these things you are getting is completely free without paying any joining fees, annual fees, and rewards redemption fees. OneCard Company profile and contact details. Founder and CEOAnurag SinhaCompanyFPL Technologies Pvt. Ltd.OriginIndiaBanking PartnerIDFC First Bank, Federal Bank, South Indian bank, BOB financial and SBM bank.Official websitehttps://www.getonecard.app/Email IDhelp@getonecard.appAddressFPL Technologies Pvt. Ltd. Disha Bldg, S. No. 127, Mahavir Park, Opp. Sarjaa, Aundh, Pune 411007Customer care number1860-266-1111Social mediaFacebook Instagram Twitter YouTubeAll the details are collected from available sources kindly make sure before using it. How you can use OneCard credit card? You can use OneCard credit card for both online and offline transactions to spend it anywhere anytime. Like, Paying at online shopping websites, ticket and hotel booking…etc by virtual credit card.You can also do offline transactions by swiping your physical credit card at shopping malls, grocery stores, liquors shop, petrol pump etc. Also Read: Postpe App – Reviews and All important Details. Features and Benefits of OneCard Credit card. OneCard is very different than other bank credit card because we all are using credit cards which is made from plastics, but this card is made from metal and you can easily use for all your transitions and spends. So, let’s see some features and benefits of OneCard. It’s made from metal.There was a no joining, annual and reward redemption fees on this card.You will get Visa Signature category credit card.Simple and organised app to control your credit card.Use it at anywhere and anytime for online and offline transactions.Use your credit limit upto 48 days.Auto pay your credit card bill from any banks.Easily divide your bill into EMIs.5x rewards on top spends and exciting discount offers.Rewards points comes with lifetime validity and you can easily convert it into cash or use it for purchases.Lowest 1% forex fees.Fuel surcharges waived of as a refund.Free Fraud protection cover upto 1Lakh. This are the benefits and features of this card. Hidden charges and fees of OneCard. this company has a tie up and partnership with other RBI registered bank to issue their OneCard. So, the fees and charges are applying your card is according to your issuer banks. Here are a list of common charges and fees. Fees TypeDescriptionChargesJoining feePrimary/ Add-on CardholderNilAnnual membership feePrimary/ Add-on CardholderNilCard Re-issuance feePlastic Card 2nd replacement onwards Metal CardNil ₹145 ₹3,000Card cancellation feeCard cancelled within 6 months of virtual card being activated.₹3,000Cash Advance FeeATM Withdrawal Fee2.5% of amount withdrawn (Min ₹.300)Service charges for transactionsRewards Redemption fee. Forex Markup Fee. Over Limit Fee.Nil 1% 2.5% of the over limit amountInterest RateInterest free period**48 Days Interest Rate (monthly and annualised basis) **2.5% to 3.5% per month and 30% to 42% on an annualised basis. Minimum Amount Due5% of total amount Due (Min. ₹100)EMI ChargesRate of Interest Foreclosure Fee Processing Fee1.33% p.m and 16% annum 2.50% (on remaining amount) 1.00%(of transaction amount)Default chargesLate payment fee**2.5% of total amount Due (Max. ₹1000)Note: interest free period will not be available to you if you have not paid the previous month’s outstanding amount in entirety. All the rates are subject to change by company. How to apply and sign up for OneCard credit card app? Applying for OneCard is very easy and simple process which takes only few minutes to complete your application and provides you an instant virtual credit card when all the KYC process is completed. After that you will get your physical card in few days. So, let’s see how to apply for it. Click here to Download and install OneCard app from Play store (or Download OneCard APK) or apple Appstore.Enter your mobile number.Enter all require details name, pancard, email, address etc.Wait for till they get your credit limit from your credit score.Once it done you can reserve your OneCard with provided limit.Wait for 1-2 days.Open your app and enter your mobile number.Now Complete your e-KYC using your PAN card and Aadhaar Number.Wait for few minutes instant approval.Done you will have your virtual credit card in your app. Also Read: Snapchat Spotlight trends and popular hashtags list.The unpaid therapist!Postpe App – Reviews and All important Details. Rewards and Cashback of OneCard card. OneCard offers you an unlimited reward points plus amazing instant discount offers, and cashback offers on every transaction. Let’s see reward program of OneCard and some currently running offers. Get 1 point for every ₹50 spent (10 Point ₹1).Spend on any 3 categories and get 5x Point on 2 top categories.Fuel charged waived as a refund.Buy 1 Get 1 free movie ticket at Bookmyshow.15% instant Discount at Tata Cliq.30% instant discount at swiggy.10% instant discount at Central mall outlets.No cost EMI and Cashback on purchase of Smartphone like Oppo, vivo and realme. So, this are some exclusive offers and discount you can get using OneCard. To know the currently active and more offers kindly visit to offer section of OneCard app. Genuine review of OneCard credit card app. Well as per our experience and research we suggest you can apply for OneCard if you are able to pay dues before the interest free credit period over. You will get the premium class visa signature metal credit card without paying any charges. Currently their reward point program is very good, and we hope they will continue their program in future. You are getting free movie ticket and upto 50% discounts at online websites, shopping malls and stores without paying annual fees. So only apply for OneCard if you are able to repay your amount time to time otherwise you have to pay their higher interest charges and fees. How to activate OneCard physical credit card? Once you receive your physical credit card you will get credit card activation QR code inside your cover. Scan this QR code by clicking on activate card option from your OneCard app home screen. Create 4 digit pin and you are done your card is activated. Disclaimer: we always intend to provide you all updated details. But there is a possibility changes in data, rates, charges and fees by bank and issuer company. So kindly refer all the latest data by visiting official website of issuer before applying. We are not responsible for any legal or financial implication in any case.