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Wednesday, January 26, 2022

Top10 2021 Payment Apps for Apple iPhone.

Why you have to carry so much money in your pocket? The best thing is to keep Payment apps in your iPhone that you can use for payment. Here are the top10 Indian 2021 payment apps for iPhone.

If you can make payment directly by using apps so why keep a credit card or debit card with you? It is very risky every day.

I just explain to you that Payment Apps generally allow you to link credit cards or bank accounts to the App. You can also transfer your money easily, too.

So let’s see some iOS apps that gives an support for online payments.

Why Payment Apps are required?

Every people need to control cash for making any safety payments online as offline based but in this, I am going to tell you very safe and secured apps for making any payments until you do not allow an unauthorized person.

Payment apps are safer if you follow instructions carefully. Keep other people out of your account and avoid also so much money in your balance. For security, payment apps using PINs, OTP code, face Id, touch Id, passwords, and other security locks.

The payment apps also use encryption to protect data and inform immediately if our account is used. So there are so many benefits we just have to make secure our data rather than having cash in our hands directly.

Let’s have a look…

Top10 2021 Payment Apps for Apple iPhone.

01.Paytm: UPI Payments & Recharge .

  • Devloper: PayTM Mobile Solutions Private Limited.
  • Price: Free.
  • Size: 279.3MB.
  • Supported devices: iPhone Requires iOS 11.0 or later.
  • Available in Languages: English, Hindi.
  • Age Rating: 4+.
  • In-App Purchases: NO.

Paytm (पेटीएम) is an India’s #1 Payment App, trusted by 45 Crore+ Indians.

Download Paytm app for bank to bank money transfer via BHIM UPI & instantly pay at shops & at online websites/apps like IRCTC, Flipkart, Uber, Zomato and Swiggy.

Use Paytm for mobile recharge, Fastag recharge, DTH recharge, Movie Tickets, Post-paid bill payment, Utility bill payment such as Water, Gas & Electricity bill payment as well as Landline, Broadband & insurance payments. Invest in Mutual Funds, Digital gold & NPS, avail insurance, check free CIBIL credit score & get instant cash via Paytm post-paid. Make IRCTC train booking, book flights, & buses in just a few taps.

Use it For Bank to bank money transfer via BHIM UPI.

  • Send & receive money from any phone number or bank account directly in your bank account. Wallet KYC is not at all mandatory.
  • Check account balance add beneficiaries & manage multiple bank accounts across banks - State Bank of India (SBI), HDFC bank, ICICI Bank & all other 140+ banks in India which support BHIM UPI.

Use it For EMI payment.

Use it for Mobile & DTH recharges.

  • Find latest prepaid recharge plans & best mobile recharge offers on Jio recharge, Airtel recharge, Vodafone Idea (VI) recharge, MTNL & BSNL recharge. Also recharge data card online with Paytm.
  • Recharge your DTH connections - Tata Sky recharge, Sun Direct recharge, Airtel DTH, Dish TV recharge, Videocon D2H recharge & get cashback offers.
  • Recharge metro card- Mumbai, Hyderabad & Delhi metro card recharge.

Use it for Buy & Manage Fastag (फास्टैग)

  • Buy & manage Fastag for any vehicle at minimum documentation using your Paytm Wallet.
  • Use Paytm Wallet as your FASTag Account.
  • Recharge Fastag for all major providers- ICICI, HDFC, Axis Bank, Bank of Baroda, IndusInd etc.

Utilities Bill Payments - Electricity, Water, Gas, Broadband, Landline

  • Make electricity bill payments across 60+ providers including - BESCOM, PSPCL, BSES, MSEB, UPPCL, TSSPDCL etc.
  • Make water bills payment, Gas bills payment, Credit card bill payment & bills for Landline (Airtel, BSNL, MTNL, Reliance), Broadband, insurance premiums, E-Challan, Loan, Fee payment, Municipal etc.
  • Paytm reminds you about the due bills & you can also set up auto payments.

Safe, Secure & Contactless Payments at Offline Stores

  • Easily Pay (पे) by UPI or Mobile Number or by scanning QR code at nearby kirana stores, pharmacies, restaurants, petrol pumps, retail stores etc.

Pay at Online Stores

  • Make payment at food delivery, grocery, shopping & entertainment apps/sites & other 100+ apps.

Buy & Sell Digital Gold

  • Buy, Sell & Gift pure 24K Gold (NABL Certified & BIS accredited) at live market rates, stored in 100% insured lockers at no hidden cost. Start as low as ₹1, Doorstep delivery across India.
  • Save in gold regularly by automating gold purchase from MMTC-PAMP at the frequency of your choice.

Check Free Credit Score

  • Check free credit score, get credit reports across all banks’ loans & credit cards.

Apply for Paytm Post-paid

  • Apply for Paytm Post-paid, buy now & pay later with a credit limit up to ₹1,00,000/-

Book Hotels & Tickets for Trains, Bus, Flights

  • Domestic & international flights tickets for one-way or roundtrips. Check schedules duration & get best offers.

Book online bus tickets of UPSRTC, GSRTC, HRTC, MSRTC & 2K+ other bus operators. Check seat availability & get real-time updates.

  • Hassle free IRCTC train ticket booking & cancellation using Paytm app. Check railway timetable, get ticket confirmation, PNR status & real time train running status.

Entertainment: Movies, Amusement Parks & Events Tickets

  • Book upcoming movie tickets, events online & get amazing offers.

Your favourite Apps on Paytm:

  • Use your favourite food, travel, shopping & grocery Apps without downloading them such as- Domino’s, McDonald’s, Box8, Ola, Rapido & a lot more!

Enjoy Online Shopping.

  • Shop for top-selling products on Paytm Mall from a broad category range.

Download Now:

Download on the App Store Badge US UK wht 092917

02. PhoneP‪e: Payments & Finance.

  • Price: Free.
  • Size: 173.5 MB.
  • Supported devices: iPhone Requires iOS 12.0 or later.
  • Available in Languages: English, Assamese, Bengali, Gujarati, Hindi, Kannada, Malayalam, Marathi, Oriya, Tamil, Telugu.
  • Age Rating: 4+.
  • In-App Purchases: NO.

You can Send money, recharge & pay bills, shop online from top brands & do more! Pay with PhonePe using UPI, Debit/Credit cards & your PhonePe Wallet. Explore Investment options.

It is a safe, easy and reliable way to make hassle-free payments online.

Using the PhonePe app, you can make instant money transfers with UPI, recharge your mobile and DTH connection, pay your utility bills, buy gold, invest in tax saving funds and access your favorite food, travel, grocery and shopping apps without downloading them.

Things you can do on PhonePe.

UPI Payments & Money Transfer:

  • Send and request money from your contacts anytime, anywhere. You can instantly transfer money to any mobile number with UPI and also send money to any bank account using a IFSC code.
  • You can also check your account balance, save beneficiaries & manage multiple bank accounts across banks like SBI, HDFC bank, Bank of Baroda & 140+ banks.

Easy Online Payments:

  • Pay easily for electronics, mobiles, fashion, home and kitchen appliances, groceries, clothes, accessories, & much more across your favorite online shopping sites like Flipkart, Myntra.
  • Shop for all your daily essentials on Phonepe.

Mobile & DTH Recharge

  • Recharge your prepaid mobile for operators like Jio, Vodafone, Airtel, Idea.
  • You can also recharge your Data card/DTH connections across leading providers like Tata Sky, SUN Direct, Airtel Direct, Videocon D2H.

Bill & Utility Payments

  • Pay landline bills across Airtel, BSNL, Tata DoCoMo & electricity bills across 180+ billers like BESCOM, BSES, IGL, TNEB, MSEDCL.
  • You can also pay your water, gas and broadband bills on PhonePe.
  • Set Autopay and opt for recurring monthly bill payments using your credit card. Never miss a bill payment again.

Investment & Mutual Funds

  • Invest in Super Funds & let experts manage your money!
  • Grow your wealth with the right balance of Equity and Debt, and plan for a brighter future.
  • You can also save tax quickly and easily by investing in Tax Saving Funds on PhonePe.
  • Build your Gold savings with swift & easy purchase on PhonePe. Get your Gold safely home delivered.

Insure your Car & Bike

  • Protect your two-wheeler with bike insurance on PhonePe.
  • Get full protection for your bike & for third-party damages as well.
  • Get the policy today without any inspection.
  • Protect your car against financial losses & damages with PhonePe’s car insurance.

Insure your Health

  • Get assured cash daily on hospitalisation. Choose from plans offering up to Rs.5000 per day!
  • Get hospitalisation cover of upto Rs.50,000 or 1,00,000 depending on your insurance policy.
  • Stay covered against mosquito-borne diseases with Dengue & Malaria Insurance. No medical bills required.

Domestic & International Travel Insurance

  • Stay protected during rail, road & air travel with Domestic Multi-Trip Insurance cover.
  • Get covered against personal accidents.
  • Secure your next international trip within just a few seconds.
  • Get instant policy issuance & choose a policy amount that best suits your needs.

Contactless Offline Payments

  • Pay safely at stores using the PhonePe QR and make safe, cashless payments while shopping for grocery, medicines & more.
  • Pay at your neighbourhood kirana store and across your favourite food and shopping outlets like KFC, Bata, More, Star Bazaar, Cafe Coffee Day, Pantaloons etc.

Benefits of PhonePe UPI app

  • Transact up to Rs.1 lakh per transaction, 24*7.
  • Make instant bank transfers by just using a mobile number or your BHIM UPI ID. You no longer need to remember IFSC codes, account numbers, or other details.
  • Get instant refunds and cashbacks from our partner merchants into your PhonePe wallet.

Make quick payments using your PhonePe account at any of our merchant partners.

Download Now:

Download on the App Store Badge US UK wht 092917

03. Google Pay: Save, Pay, Manage.

  • Devloper: Google LLC.
  • Price: Free.
  • Size: 243.6 MB.
  • Supported devices: iPhone Requires iOS 11.0 or later.
  • Available in Languages: English, Bengali, Bulgarian, Estonian, German, Greek, Gujarati, Hindi, Hungarian, Kannada, Latvian, Lithuanian, Marathi, Portuguese, Romanian, Spanish, Tamil, Telugu.
  • Age Rating: 17+.
  • In-App Purchases: NO.
‎Google Pay: Save, Pay, Manage
‎Google Pay: Save, Pay, Manage
  • ‎Google Pay: Save, Pay, Manage Screenshot
  • ‎Google Pay: Save, Pay, Manage Screenshot
  • ‎Google Pay: Save, Pay, Manage Screenshot
  • ‎Google Pay: Save, Pay, Manage Screenshot
  • ‎Google Pay: Save, Pay, Manage Screenshot
  • ‎Google Pay: Save, Pay, Manage Screenshot
  • ‎Google Pay: Save, Pay, Manage Screenshot
  • ‎Google Pay: Save, Pay, Manage Screenshot
  • ‎Google Pay: Save, Pay, Manage Screenshot
  • ‎Google Pay: Save, Pay, Manage Screenshot

You can Make UPI transfers or do mobile recharges, bills and payments to businesses with your bank account with Google Pay, a simple and secure payments app by Google.

There are crores of Indians who are using Google Pay for all their payment needs. Refer friends, get the latest offers and earn rewards as you pay.

Multiple layers of security from your bank and Google

  • Your hard-earned money is kept safely in your bank account and you have control over money leaving your bank account*. With a world-class security system that helps detect fraud and hacking, we are committed to keeping your money safe and we work with your bank to protect your payment information, wherever you shop online or offline.
  • Each transaction is secured with your UPI PIN, and you can safeguard your account with a device lock method such as your fingerprint.
  • Google Pay works with all banks in India that support BHIM UPI.

Conveniently pay water, broadband, electricity, landline, gas bills and more

  • You only need to link your biller accounts once; we remind you thereon to pay your bill with just a few taps. Google Pay works with billers across the country.

Find the latest prepaid recharge plans and easily recharge your mobile plan

  • Recharge any prepaid mobile in fewer steps. Find the best and latest recharge plans as well as repeat recharge in one tap.
  • You can also recharge your DTH connections across all providers.

Check your bank account balance

  • No need to visit the bank or ATM to see your bank balance, quickly view your bank account balance anytime, easily.

Get rewarded

  • Refer friends, get offers and earn cash rewards into your bank account as you pay.

QR code payments

  • Pay by phone through the QR code scanner at your favorite offline neighbourhood shops and merchants.

Shop from specialty brands directly within Google Pay

  • Order coffee, decorate your space, and explore many other brands easily within the app.

Fast & secure payments with your debit and credit cards

Add and link your debit and credit cards on Google Pay and use them for:

  • Online payments (mobile recharges or at your favourite online merchants apps like Myntra). When you checkout, look for the Google Pay logo or use your Google Pay UPI ID.
  • Offline payments (at offline shops by tapping your phone on NFC terminals)
  • Service is rolling out across bank issuers and card network providers. Currently available to Visa cards from Axis Bank (Credit/Debit), HDFC Bank (Credit/Debit), ICICI Bank (Credit), SBI (Credit), and SCB (Credit/Debit)

Book IRCTC train tickets

  • All you need is your IRCTC account and Google Pay can handle the rest with support for Tatkal bookings and instant refunds!

Buy, sell, gift, and earn 24K Gold

  • Trade gold securely with live market rates backed by MMTC-PAMP. Gold is securely deposited in your Gold Locker on Google Pay, or delivered as gold coins to your home. New! You can now also gift gold to friends and earn gold as Google Pay rewards.

Pay online with Google Pay

  • Make payments on websites, apps or within the Google Pay app. When you checkout, look for the Google Pay logo or use your Google Pay UPI ID.

Send and receive money directly from your bank account to any bank account, including those who are not on Google Pay, via UPI transfers

There’s no need to worry about reloading wallets and you don't need to do additional KYC.

  • Using NPCI's (National Payments Corporation of India) BHIM Unified Payments Interface (BHIM UPI), money transfers are simple & secure with Google Pay. You must have an Indian bank account with a phone number linked to it to use this version of Google Pay.

Download Now:

Download on the App Store Badge US UK wht 092917

04. Airtel Thanks- Recharge & Bank.

  • Devloper: Bharti Airtel Limited.
  • Price: Free.
  • Size: 245.3 MB.
  • Supported devices: iPhone Requires iOS 10.0 or later.
  • Available in Languages: English.
  • Age Rating: 4+.
  • In-App Purchases: NO.

Airtel Thanks is the new identity of your favourite mobile recharge app – My Airtel.

It comes with loads of rewards & offers. Enjoy all previous benefits like post-paid bill payments, DTH recharge, easy online mobile prepaid recharge, Airtel UPI, BHIM, and more. The new and improved version comes with exclusives offers, customised services and experiences.

It isn’t just your mobile recharge app; we’ve made it the closest friend you can have to enjoy, manage and update your lifestyle.

Never-seen-before memberships

  • Become an #airtelThanks Silver, Gold or Platinum member to enjoy exclusive perks. Update your Airtel app to enjoy exclusive rewards, offers and privileges.

Entertainment and lifestyle

  • As an #airtelThanks member, you'll never miss out on your favourite leisure activity - music, movies, series or books. Get access to Amazon Prime, Airtel Books, Wynk Music, ZEE5, HOOQ, Airtel TV and much more at no extra cost! We bring you a wide range of daily offers, deals, discounts, cashbacks and seasonal coupons to keep your lifestyle updated.

Manage all Airtel services at one go


  • Enjoy exclusive offers, exciting cashbacks & coupons on prepaid online recharges
  • Super Special Packs starting at just ₹249 – Up to ₹4 Lakh life cover, Amazon Prime at no extra cost
  • Buy packs with unlimited calls, daily data and free SMS, or buy data packs, smart recharges, international roaming packs and ISD packs
  • Recharge online with Airtel Payments Bank, PayTM, PhonePe, Amazon Pay or Net banking via #airtelThanks
  • Buy international roaming packs
  • Check internet usage and recharge online for data packs
  • Upgrade from prepaid to post-paid without any hassles


  • Check & pay your postpaid bills faster with #airtelThanks
  • Manage or upgrade your postpaid plan at your convenience from the app
  • View data balance, bills, plans and unbilled amount details
  • Buy add-on connections to get unlimited voice & data at a discount – all in one bill


  • Manage channels, create your DTH pack or upgrade your set top box to enjoy all your TV connections at home
  • Add top-ups, order movies, or repeat your frequent DTH recharges
  • Enjoy exclusive offers, exciting deals, and coupons on easy recharge of all operators on this Airtel app


  • Pay or upgrade tariff plans for broadband & fixed line/landline
  • Check service request status
  • Track the amount of data purchased and consumed

Pay and earn with Airtel Payments Bank


  • Create Airtel Money Wallet to get guaranteed instant cashback on 1st transaction
  • Pay your insurance premiums and loan EMIs
  • Do prepaid recharges & post-paid mobile payments for all telecom operators such as Vodafone Idea, Jio & BSNL
  • Find and pay electricity bills to major billers like BSES Rajdhani Power Ltd, BSES - Yamuna Power Limited, Maharashtra State Electricity Board, West Bengal State Electricity Distribution, Uttar Pradesh Power Corp Ltd (UPPCL), Urban Jaipur Vidyut Vitran Nigam Limited, Ajmer Vidyut Vitran Nigam Limited, and various others
  • Recharge DTH for all major operators – Airtel Digital TV, Dish TV, Sun Direct, Tata Sky, Videocon D2H

Bank on-the-go

  • Earn 4% interest per annum on your savings bank account
  • Get free personal accident insurance of ₹1 lakh on opening savings bank account with us
  • Open account, deposit and withdraw cash at any of our banking points
  • Make instant payments with Airtel UPI
  • Get cashbacks on bills, utilities & recharges
  • Get a virtual debit card with a limit of up to ₹1 Lakh with Airtel Payments Bank Savings Bank account

Make instant bookings

  • Book OLA cabs and OYO rooms & pay via bank or wallet balance
  • Book train tickets on IRCTC

Stay insured and secure

  • With #airtelThanks, you can also buy a life insurance pack with ₹4 Lakh cover. We also offer free handset protection and 100% secure transactions with PCI-DSS.

24x7 Care

  • Contact our 24x7 customer care at 121 for assistance on requests, complaints, and service-related enquiries.

Download Now:

Download on the App Store Badge US UK wht 092917

05. BHIM – Making India Cashless.

What is BHIM?

BHIM (Bharat Interface for Money) is a UPI enabled initiative to facilitate safe, easy & instant digital payments through your mobile phone.


Before you register on the app, please ensure the following:

  • You have linked your Mobile Number with your Bank Account and the same is used for accessing BHIM.
  • Your phone should have an active SIM linked to your Bank Account.
  • In case of Dual SIM, kindly ensure that you’ve selected the SIM card linked to your Bank Account.
  • You have a valid Debit Card for your Bank Account. This is required to generate UPI PIN.

Supported Banks:

  • Visit our website https://www.bhimupi.org.in/our-partners to find out if your bank is live on BHIM

More about BHIM: -

  • Transaction limit is Rs. 40,000 per transaction and per day (Please note that your Bank’s Transaction Limit may vary from BHIM’s limit.)
  • BHIM app is compatible with iOS 13.4 and above.

You will never be asked for a pin to receive money. Use UPI PIN only if you want to pay or check account balance. Enjoy your BHIM APP safely.

Download Now:

Download on the App Store Badge US UK wht 092917

06. Freecharge: Payments & Finance.

  • Developer: Accelyst Solutions Private Limited.
  • Price: Free.
  • Size: 125.3 MB.
  • Supported devices: iPhone Requires iOS 10.0 or later.
  • Available in Languages: English.
  • Age Rating: 4+.
  • In-App Purchases: NO.

You can pay mobile, gas, electricity, landline, broadband bills, do mobile, DTH & metro card recharges, buy gift cards, invest in mutual funds, get easy credit through FreeCharge EMI, shop at your favourite brands & pay with FreeCharge across categories like movies, entertainment, food, shopping, travel to get cashback & discounts, buy DEALS starting at ₹1, send & receive money in an instant, create a BHIM UPI ID & link bank account for instant money transfer.

Features of Freecharge.

UPI Payments:

  • With FreeCharge UPI powered by Axis Bank, you can now set up your '@freecharge' UPI ID with all your existing bank accounts. You can send money by entering recipient’s UPI ID or bank account + IFSC code, request money, pay at online & offline brands, scan & pay or request money through UPI enabled QR codes. You can also conveniently pay for recharges and bills using your UPI handle.

Mobile Recharges:

  • Prepaid recharges and post-paid bill payments available for all leading Indian telecom providers like Airtel, Vodafone, Idea, Reliance Jio & others with exciting cashback offers.

Bill Payments:

  • Pay your electricity, DTH, data card, landline, broadband and gas bills all under one roof.


  • Deals on FreeCharge allow you to buy amazing discount coupons from your favourite brands starting at just ₹1.

Gift Cards:

  • Delight your loved ones with gift cards on FreeCharge from brands like Flipkart, Lifestyle, Myntra and many more.

Mutual Funds:

  • Now you can invest in tax saving Mutual Funds using FreeCharge.

Cashless Payments:

  • With FreeCharge, you can book movie tickets, order from restaurants, book trains, flight tickets, do hotel bookings and shop your heart out. Pay cashless at more than 1 lack of your favourite websites and stores.

QR Code Feature:

  • With this feature on FreeCharge, you have the convenience of just scanning a QR code instead of adding phone number for transactions.

Metro Card Recharges:

  • Top up your Mumbai Metro smart card easily with FreeCharge.

Cashbacks and Discounts:

  • Get amazing discounts and cashbacks when you transact with FreeCharge.

Transaction history & Help Centre:

  • Access all your recent transactions in the ‘Transactions’ section on the FreeCharge app. Also, to raise queries regarding any particular transaction, you can use the Help Centre feature.

App permissions and reasons:

  • Location - This is for our Nearby feature to find the closest stores and deals around you
  • Contacts - We use this to better identify the phone numbers you are recharging.
  • Calendar - We use this to create Reminders for your convenience
  • Camera - We use this to scan QR codes.

FreeCharge is a wholly owned subsidiary of Axis Bank Limited.

Download Now:

Download on the App Store Badge US UK wht 092917

07. MobiKwik – Recharge & Bill Pay.

  • Price: Free.
  • Size: 113.7 MB.
  • Supported devices: iPhone Requires iOS 11.0 or later.
  • Available in Languages: English, Catalan, Czech, Danish, Dutch, Finnish, French, German, Greek, Hebrew, Hungarian, Indonesian, Italian, Japanese, Korean, Malay, Norwegian Bokmål, Polish, Portuguese, Romanian, Russian, Simplified Chinese, Slovak, Spanish, Swedish, Thai, Traditional Chinese, Turkish, Vietnamese.
  • Age Rating: 4+.
  • In-App Purchases: NO.

MobiKwik is a Truly Indian payments app which gives you a credit line or loan (up to Rs 50,000) for making online payments.

You can use MobiKwik in two ways:

  • Link any bank account via UPI on this app to make payments.
  • You can also use credit (called Zip) at 0% interest and settle the bill after 15 days at no extra charges!

MobiKwik works like your online credit card! Your limit depends on your usage - more you use, more is your credit limit.

MobiKwik can be used for paying for Recharge, Bill payments, IRCTC, Zomato, Swiggy and more. Unlike other payment apps, MobiKwik data is secure and kept in India. Just signup using your mobile number and get started!

Use cases of MobiKwik

  • Use MobiKwik for money transfer, mobile prepaid recharge, postpaid bill payment, utility bills, electricity bill payments, water bill payment, DTH recharge, online transactions like food delivery, grocery, medicine delivery, fashion shopping & Insurance premium payments. Get a credit line upto Rs 50,000 for making all these transactions.

Money Transfer

  • MobiKwik also offers money transfer services via UPI for all banks. Make money transfer to bank account, wallet to wallet & money transfer all bank. It is the fastest money transfer app for bank transfers.


  • Make fast bank to bank BHIM UPI money transfer with MobiKwik. It facilitates instant & extremely secure money transfers & hence is users’ go to app for UPI.

Mobile Recharge

  • MobiKwik is the most preferred app to make mobile recharge. Airtel recharge, Vodafone recharge, Jio recharge, Idea recharge, BSNL recharge & any other online recharge can be done via MobiKwik. You also get mobile recharge offers on MobiKwik. Recharge offers include discounts, SuperCash & Cashback.

DTH Recharge

  • MobiKwik is users’ go to dth recharge app for online dth recharge. Use it for tata sky recharge, airtel dth, videocon d2h recharge, dish tv recharge, sun direct recharge, data card recharge & metro card recharge. Avail exclusive DTH recharge offers on MobiKwik. DTH offers on MobiKwik include SuperCash & Cashback.

Bill Payment

  • Make fast utility bill payments with MobiKwik for 200+ billers like BESCOM, BSES, CESC etc. It is the best bill payments app to make fast postpaid bill payment, electricity bill payment, gas bill payment, water bill payment, landline bill payment, municipality bill payment, credit card bill payment, traffic challan payment, broadband bill payment, gas booking, cable bill payment & more. MobiKwik also provides exclusive broadband bill payment offers.

Offline QR Payments

  • Make instant payments at partner outlets like restaurants, pharmacies, milk booths, kirana stores, petrol pumps etc. with QR code scanning, UPI money transfer or wallet payment. MobiKwik is accepted at all brand stores including Petrol Pumps, Reliance Fresh, Samsung & JIO stores, Apollo pharmacy & more.

Online Payments

  • Order groceries, medicines, food, gadgets online & pay via MobiKwik. Make quick online payments at your favorite shopping, food delivery, travel & gaming brands including Pharmeasy, BigBasket, Myntra, Zomato, Swiggy, Flipkart, Dream11 & more. Payments can also be made for subscriptions & at entertainment sites/apps such as Disney+Hotstar, AltBalaji, Gaana, BookMyshow & more.

Instant Loan

  • Get instant personal loan online up to ₹5 Lakh. Interest rates from 12%-30% p.a. with a tenure of 6 months - 36 months. The standard processing fees vary from 1-2 %.
  • Example: Loan Amount: ₹50,000
  • Interest rate (APR): 16% p.a.
  • Total interest paid: ₹4444 (EMI: ₹4537)
  • Processing Fees (2%): ₹1,500

Mutual Funds

  • Invest in the right mutual fund including Axis Mutual Fund, ICICI Prudential Mutual Fund, HDFC Mutual Fund & more. Do real time tracking & manage your mutual funds. Invest in ELSS & SIP.

Gift Card

  • Buy MobiKwik Gift Cards for your favourite brands & save extra 5% with SuperCash.

Download Now:

Download on the App Store Badge US UK wht 092917

08. BharatPe.

  • Price: Free.
  • Size: 53.1 MB.
  • Supported devices: iPhone Requires iOS 11.0 or later.
  • Available in Languages: English.
  • Age Rating: 4+.
  • In-App Purchases: NO.

Why BharatPe QR Code:

  • For Free–Zero Commission, No MDR
  • From any Payment App (Paytm, PhonePe, GooglePay, WhatsApp, Amazon Pay & 150+ bank apps)
  • Receive money quickly & directly in your existing bank a/c
  • Safe, trustworthy & secure.
  • Powered by UPI - Developed by National Payment Corporation of India NPCI (Govt of India)

Manage all your Suppliers, Invoices & Payments:

Say “Hello!” to efficient, smart & tension-free ways of managing supplier Invoices & payments at 1 place

  • Add your Supplier & Buyers from your phonebook
  • Add invoices as you raise them, just put the amount & take a picture
  • Once done, we'll inform the other party & this entry will magically start appearing in their 'Invoices' section
  • Similarly, when your buyer makes a payment entry to, we'll update it in your 'Invoices' sections
  • But you'll still have the right to Reject the entry it if you find it incorrect, with a proper comment
  • View your total receivables & payables in a glance & also send BharatPe UPI Payment link to collect money into your bank a/c
  • Send detailed PDF to the other party for reconciliation
  • Your SMART, EFFICIENT & RELIABLE ‘Invoices’ feature is here

BharatPe app is for Retailers/shopkeepers/shop owners/professionals/service providers to:

  • Accept UPI payments from any app
  • Send payment request links on SMS & WhatsApp to customers
  • Check transaction status & settlements for all payments

Simple & Easy to Join:

  • Download app & on-board yourself simply by entering your mobile number & existing bank a/c details
  • Give your address & receive Special Salman Khan Edition BharatPe QR kit for FREE
  • Display BharatPe QR at your shop & accept payments through Paytm, PhonePe, Google Pay, Amazon Pay, WhatsApp, BHIM, True Caller, Xiaomi Pay, PayZapp & 150+ Apps
  • Get direct & quickly settlements into your bank a/c, no waiting

Track Payments Easily:

  • Instant transaction confirmation SMS & notification
  • Payer’s name displayed as per his bank, the app used, the amount paid & the time of payment
  • Add multiple mobile numbers to receive payment confirmation SMS

Get Money Quickly:

  • Get money Quickly and direct to your bank account
  • Easily match the settlements with your bank a/c using UTR numbers
  • Quickly view your daily, weekly, monthly settlements on the app
  • Download reports

India’s First UPI Bahi Khata:

  • Say ‘goodbye’ to the hassle of managing credit accounts & cash sales (Bahi Khata) no more pen, paper & calculator
  • BharatPe digitally records a sale as either ‘Cash sale’ or ‘Udhar Sale’ (Credit)
  • In the case of Udhar, customer will get a free SMS along with a UPI Payment link through which he/she can make payment
  • You can track your a/c statement for past transactions in the Khata tab (digital ledger) & keep a track of your outstanding payments with your customers
  • All data is automatically backed up online & there is no fear of losing data
  • The a/c are maintained customer-wise & the user can manually do Jama & Udhar in the customer’s a/c.
  • Record all your daily cash sales at any point in the day. You can also share the report on WhatsApp.

Request payments from anyone through SMS:

  • Send SMS Link for FREE to your customers & request payments in 1 click
  • The SMS is automatically marked as Udhar in the Bahi Khata against the customer & gets automatically updated when the customer pays
  • You can also share your business card using WhatsApp to request payments without sharing bank a/c details or IFSC Code


Download Now:

Download on the App Store Badge US UK wht 092917

09. Oxigen wallet-Recharge, Money.

  • Developer: Oxigen Services (India) Private Limited.
  • Price: Free.
  • Size: 49.2 MB.
  • Supported devices: iPhone Requires iOS 9.0 or later.
  • Available in Languages: English.
  • Age Rating: 4+.
  • In-App Purchases: NO.

Oxigen Wallet is an India’s leading payment solutions provider, is the one stop shop for all your payment needs. Get ready to be bowled over by the sheer ease of using Oxigen Wallet to make cashless payments:

Benefits of Oxigen Wallet.

  • Browse the app without logging-in.
  • Enjoy seamless payment & shopping experience.
  • Easily discover exclusive cashback offers & discounts under ‘Deals & Offer’ section.
  • Get a consolidated view of all your activities - payments, orders etc. under ‘My Wallet’ section.
  • With encryption, keep your money safe and pay securely.

Key features of Oxigen Wallet.

Oxigen Wallet mobile app is light on your device, works at a lightning speed & offers stupendous set of features.

  • SEND: Send money to any mobile number on any network in India or to 170+ Banks pan India in a jiffy using IMPS or NEFT.
  • PAY: Pay online for your mobile recharge or DTH recharge/data card recharge, post-paid phone/utility bills such as electricity bill, gas bill, water bills and online/offline shopping in a few quick clicks with Oxigen Wallet. Choose from multiple payment options like wallet balance/ debit card/ credit card/ Net Banking/ UPI or 'pay later'!
  • GIFT: Gift your friends something they’ll love. How about a Gift Card of their favourite online/offline store? That’s right! Buy gift cards from the app and gift your friends the freedom to shop to their liking.
  • ASK: Ran out of money? Don’t sweat! Ask money from friends from within the app no matter what your or your friend’s mobile operator is, you’re all covered.
  • SHOP: All you want to and make payment conveniently using Oxigen Wallet.
  • ePaylater: Low balance in your wallet but must pay bills??!! Well your salary might have run out, but your options haven't. Just use 'pay later' option. Your recharge/ bill gets paid and you get 14 days to pay the money back! Use it for any of your recharge/ utility bill payments like mobile/gas/water/electricity etc.

Please note Oxigen Wallet has stopped eKYC (OTP based KYC) on the app after the Hon. Supreme Court's order. However, paper KYC is still available at Oxigen Retail Stores by submitting the required documents. Do find a store near you by clicking on 'Locate Stores' option on the app.

Download Now:

Download on the App Store Badge US UK wht 092917

10. PayZapp – Recharge, Pay Bill.

  • Developer: HDFC Bank Ltd.
  • Price: Free.
  • Size: 290.3 MB
  • Supported devices: iPhone Requires iOS 10.0 or later.
  • Available in Languages: English.
  • Age Rating: 4+.
  • In-App Purchases: NO.
The app was not found in the store. 🙁

Use PayZapp for:

  • Recharge, Online Bill Payments, Travel, Shopping, Movies and more in just One Click. Available to customers of all banks

it is a complete payment solution giving you the power to pay in just One Click. PayZapp lets you recharge your mobile, DTH and data card, pay utility bills, compare and book flight tickets, bus and hotels, shop, buy movie tickets, music and groceries, avail great offers at SmartBuy, and send money to anyone in your phone book.

it is convenient, fast, and secure. Link your Debit and Credit Card ek baar and pay karo baar baar. No need to re-load money again and again. Moreover, your card details are secure with the bank and not stored on your mobile phone or on transacting sites. It uses a proprietary technology that conducts three security checks for each transaction.

Download Now:

Download on the App Store Badge US UK wht 092917

SO, this are the all Top10 2021 Payment Apps for Apple iPhone. Download it now and keep safe your money.

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