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Sunday, September 26, 2021

Top10 Payment Apps 2021 for Android Devices.

Why you carry so much money in your pocket? The best thing is to keep Payment apps in your any android devices that you can use for payment. Here are the top10 Indian payment apps 2021 for android devices.

If you can make payment directly by using apps so why keep a credit card or debit card with you? It is very risky every day.

I just explain to you that Payment Apps generally allow you to link credit cards or bank accounts to the App. You can also transfer your money easily, too.

So let’s see some android apps that give and support you for payment methods.

Why Payment Apps are required?

Every people need to control cash for making any safety payments online as offline based but in this, I am going to tell you very safe and secured apps for making any payments until you do not allow an unauthorized person.

Payment apps are safer if you follow instructions carefully. Keep other people out of your account and avoid also so much money in your balance. For security, payment apps using PINs, OTP code, face Id, touch Id, passwords, and other security locks.

The payment apps also use encryption to protect data and inform immediately if our account is used. So there are so many benefits we just have to make secure our data rather than having cash in our hands directly.

Top10 Indian Payment Apps of 2021 for Android Devices.

01. Paytm -UPI, Money Transfer, Recharge, Bill Payment.

Paytm (पेटीएम), India’s #1 Payment App, trusted by 45 Crore+ Indians. Download Paytm app for bank to bank money transfer via BHIM UPI & instantly pay at shops & at online websites/apps like IRCTC, Flipkart, Uber, Zomato and Swiggy. Use Paytm for mobile recharge, Fastag recharge, DTH recharge, Movie Tickets, Postpaid bill payment, Utility bill payment such as Water, Gas & Electricity bill payment as well as Landline, Broadband & insurance payments. Invest in Mutual Funds, Digital gold & NPS, avail insurance, check free CIBIL credit score & get instant cash via Paytm postpaid. Make IRCTC train booking, book flights, & buses in just a few taps.

Bank to bank money transfer via BHIM UPI
● Send & receive money from any phone number or bank account directly in your bank account. Wallet KYC is not at all mandatory.
● Check account balance, add beneficiaries & manage multiple bank accounts across banks - State Bank of India (SBI), HDFC bank, ICICI Bank & all other 140+ banks in India which support BHIM UPI.
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Mobile & DTH recharges
● Find latest prepaid recharge plans & best mobile recharge offers on Jio recharge, Airtel recharge, Vodafone Idea (VI) recharge, MTNL & BSNL recharge. Also recharge data card online with Paytm.
● Recharge your DTH connections - Tata Sky recharge, Sun Direct recharge, Airtel DTH, Dish TV recharge, Videocon D2H recharge & get cashback offers.
● Recharge metro card- Mumbai, Hyderabad & Delhi metro card recharge.

Buy & Manage Fastag (फास्टैग)
● Buy & manage Fastag for any vehicle at minimum documentation using your Paytm Wallet.
● Use Paytm Wallet as your FASTag Account.
● Recharge Fastag for all major providers- ICICI, HDFC, Axis Bank, Bank of Baroda, IndusInd etc.

Utilities Bill Payments - Electricity, Water, Gas, Broadband, Landline
● Make electricity bill payments across 60+ providers including - BESCOM, PSPCL, BSES, MSEB, UPPCL, TSSPDCL etc.
● Make water bills payment, Gas bills payment, Credit card bill payment & bills for Landline (Airtel, BSNL, MTNL, Reliance), Broadband, insurance premiums, E-Challan, Loan, Fee payment, Municipal etc.
● Paytm reminds you about the due bills & you can also set up auto payments.

Safe, Secure & Contactless Payments at Offline Stores
● Easily Pay (पे) by UPI or Mobile Number or by scanning QR code at nearby kirana stores, pharmacies, restaurants, petrol pumps, retail stores etc.

Pay at Online Stores
● Make payment at food delivery, grocery, shopping & entertainment apps/sites & other 100+ apps.

Buy & Sell Digital Gold
● Buy, Sell & Gift pure 24K Gold (NABL Certified & BIS accredited) at live market rates, stored in 100% insured lockers at no hidden cost. Start as low as ₹1, Doorstep delivery across India.
● Save in gold regularly by automating gold purchase from MMTC-PAMP at the frequency of your choice.

Check Free Credit Score
●Check free credit score, get credit reports across all banks’ loans & credit cards.

Apply for Paytm Postpaid
● Apply for Paytm Postpaid, buy now & pay later with a credit limit up to ₹1,00,000/-

Book Hotels & Tickets for Trains, Bus, Flights
● Domestic & international flights tickets for one-way or round-trips. Check schedules, duration & get best offers.
● Book online bus tickets of UPSRTC, GSRTC, HRTC, MSRTC & 2K+ other bus operators. Check seat availability & get real-time updates.
● Hassle free IRCTC train ticket booking & cancellation using Paytm app. Check railway timetable, get ticket confirmation, PNR status & real time train running status.

Entertainment: Movies, Amusement Parks & Events Tickets
●Book upcoming movie tickets, events online & get amazing offers.

Your favourite Apps on Paytm:
●Use your favourite food, travel, shopping & grocery Apps without downloading them such as- Domino’s, McDonald’s, Box8, Ola, Rapido & a lot more!

Enjoy Online Shopping
●Shop for top-selling products on Paytm Mall from a broad category range.

02 Google Pay – a simple and secure payment app.

  • Devloper: Google LLC.
  • Price: Free.
  • Size: Varies.
  • Android Version requires: 5.0 and Up.
  • Age Rating: 3+.
  • In-App Purchases: No.
Google Pay: Save, Pay, Manage
Google Pay: Save, Pay, Manage
Developer: Google LLC
Price: Free
  • Google Pay: Save, Pay, Manage Screenshot
  • Google Pay: Save, Pay, Manage Screenshot
  • Google Pay: Save, Pay, Manage Screenshot
  • Google Pay: Save, Pay, Manage Screenshot
  • Google Pay: Save, Pay, Manage Screenshot
  • Google Pay: Save, Pay, Manage Screenshot
  • Google Pay: Save, Pay, Manage Screenshot
  • Google Pay: Save, Pay, Manage Screenshot

Make UPI transfers or do mobile recharges, bills and payments to businesses with your bank account with Google Pay, a simple and secure payments app by Google.

Join crores of Indians who are using Google Pay for all their payment needs. Refer friends, get the latest offers and earn rewards as you pay.

+ Multiple layers of security from your bank and Google
Your hard-earned money is kept safely in your bank account and you have control over money leaving your bank account*. With a world-class security system that helps detect fraud and hacking, we are committed to keeping your money safe and we work with your bank to protect your payment information, wherever you shop online or offline.

Each transaction is secured with your UPI PIN, and you can safeguard your account with a device lock method such as your fingerprint.

*Google Pay works with all banks in India that support BHIM UPI.

+ Conveniently pay water, broadband, electricity, landline, gas bills and more
You only need to link your biller accounts once, we remind you thereon to pay your bill with just a few taps. Google Pay works with billers across the country.

+ Find the latest prepaid recharge plans and easily recharge your mobile plan
Recharge any prepaid mobile in fewer steps. Find the best and latest recharge plans as well as repeat recharge in one tap.

You can also recharge your DTH connections across all providers.

+ Check your bank account balance
No need to visit the bank or ATM to see your bank balance, quickly view your bank account balance anytime, easily.

+ Get rewarded
Refer friends, get offers and earn cash rewards into your bank account as you pay.

+ QR code payments
Pay by phone through the QR code scanner at your favorite offline neighbourhood shops and merchants.

+ Book flights, bus tickets and order meals
Order your favourite food and book your travel easily within the app. Partners include Zomato, redBus, Goibibo, MakeMyTrip etc.

+ Fast & secure payments with your debit and credit cards
Add and link your debit and credit cards** on Google Pay and use them for:
- Online payments (mobile recharges or at your favorite online merchants apps like Myntra). When you checkout, look for the Google Pay logo or use your Google Pay UPI ID.
- Offline payments (at offline shops by tapping your phone on NFC terminals)

**Service is rolling out across bank issuers and card network providers. Currently available to Visa cards from Axis Bank (Credit/Debit), HDFC Bank (Credit/Debit), ICICI Bank (Credit), SBI (Credit), and SCB (Credit/Debit)

+ Book IRCTC train tickets
All you need is your IRCTC account and Google Pay can handle the rest with support for Tatkal bookings and instant refunds!

+ Buy, sell, gift, and earn 24K Gold
Trade gold securely with live market rates backed by MMTC-PAMP. Gold is securely deposited in your Gold Locker on Google Pay, or delivered as gold coins to your home. New! You can now also gift gold to friends and earn gold as Google Pay rewards.

+ Pay online with Google Pay
Make payments on websites, apps or within the Google Pay app. When you checkout, look for the Google Pay logo or use your Google Pay UPI ID.

+ Send and receive money directly from your bank account to any bank account, including those who are not on Google Pay, via UPI transfers
There’s no need to worry about reloading wallets and you don't need to do additional KYC.

Using NPCI's (National Payments Corporation of India) BHIM Unified Payments Interface (BHIM UPI), money transfers are simple & secure with Google Pay. You must have an Indian bank account with a phone number linked to it to use this version of Google Pay.

03. PhonePe – UPI, Recharges, Investments & Insurance.

  • Devloper: PhonePe.
  • Price: Free.
  • Size: 41 MB.
  • Android Version requires: 4.3 and Up.
  • Age Rating: 3+.
  • In-App Purchases: No.

PhonePe is a payments app that allows you to use BHIM UPI, your credit card and debit card or wallet to recharge your mobile phone, pay all your utility bills and also make instant payments at your favorite offline and online stores. You can also invest in mutual funds and buy insurance products on PhonePe.

Link your bank account on PhonePe and transfer money with BHIM UPI instantly! The PhonePe app is safe and secure, meets all your payment and banking needs, and is much better than Internet banking.

Things you can do on the PhonePe app:

Transfer money with BHIM UPI
- Send and request money from your contacts anytime, anywhere. Instantly transfer money to any mobile number with UPI and also send money to any bank account using an IFSC code.
- Check your account balance, save beneficiaries & manage multiple bank accounts across banks like SBI, ICICI, HDFC & 140+ banks.

Recharge your mobile and DTH connection
- Recharge your prepaid mobile for operators like Jio, Vodafone, Airtel, Idea.
- Recharge Data card/DTH connections across leading providers like Tata Sky, SUN Direct, Airtel Direct, Videocon D2H.

Pay your Credit Card Bills
- Pay credit card bills for Visa, Amex, MasterCard, Rupay & Diners in just a few clicks!

Pay Utility Bills
- Pay landline bills across Airtel, BSNL, Tata DoCoMo, MTNL, Reliance & electricity bills across 180+ billers like BESCOM, BSES, IGL, TNEB, MSEDCL.
- Pay your water, gas and broadband bills
- Set Autopay and opt for recurring monthly bill payments using your credit card & never miss a bill payment again.

Insure your health
- Get assured cash daily on hospitalisation. Plans offering up to Rs.5000 per day! No pre-medical test or medical bills required.
- Pay premiums as low as Rs.266/ year.
- Stay protected against COVID-19 with PhonePe’s Coronavirus Insurance.

Insure your car & bike:
- Protect your two-wheeler with PhonePe’s bike insurance.
- Covers third-party damages as well.
- Protect your car against financial losses & damages with PhonePe’s car insurance. Premiums starting from Rs.2072/yr only!

Domestic & International Travel Insurance
- Stay safe while travelling abroad with PhonePe’s International Travel Insurance.
- 24X7 support in 200+ countries!

Buy and Sell Gold
- Buy and sell 24K Gold.
- The Gold you buy gets stored in a secure locker.

Manage your Wealth with Mutual Funds
- Grow wealth with the right balance of Equity and Debt, and plan for a brighter future.
- Save tax quickly and easily by investing in Tax Saving Funds on PhonePe.

Make easy online payments
- Pay for electronics, mobiles, fashion, home and kitchen appliances across your favorite online shopping sites like Flipkart, Myntra.

Make Safe, Contactless offline Payments
- Scan and Pay via QR Code at local stores like kirana, food, medicines etc.

Use your favorite Apps on PhonePe Switch
- Use your favorite food, travel, shopping & grocery Apps on ‘PhonePe Switch’, without downloading them.
- Order food on Domino’s, Faasos, eat.fit, Box8 and more food apps.
- Make travel bookings, shop, play & do more!

Buy PhonePe Gift Cards
- Buy a PhonePe Gift Card for easy payments across 1 lakh+ leading offline and online outlets and across the PhonePe app.

Manage your refunds:
- Manage and track refunds from your favorite shopping websites on PhonePe.

For more details, please visit our website at https://www.phonepe.com

Permissions for App and reasons:
SMS: to verify Phone number for registration
Location: a requirement by NPCI for UPI transactions
Contacts: for phone numbers to send money to and numbers to recharge
Camera: to scan QR code
Storage: to store scanned QR code
Accounts: to pre-populate email ID while signing up
Call: to detect single vs dual sim and let user choose
Microphone: to carry out KYC video verification

04. Airtel Thanks – Recharge, Bill Pay, Bank, Live TV.

  • Devloper: Airtel.
  • Price: Free.
  • Size: 51 MB.
  • Android Version requires: 5.0 and Up.
  • Age Rating: 3+.
  • In-App Purchases: No.

My Airtel app is now Airtel Thanks, best online recharge app and bill payment app for all Airtel services. Your online recharge and payment is easy and you also get exclusive Airtel offers.
🎉 Exclusive Airtel Thanks Offer: Enjoy the newly launched Amazon Prime Video Mobile Edition with prepaid recharge ⚡
👍 Airtel Safe Pay - The safest way to pay as it uses Airtel Network Intelligence to send alerts to your mobile number for all transactions. Airtel Safe Pay gives you additional layer of security with Airtel Payments Bank.
Use Airtel Thanks app for -
• Airtel Recharge - Recharge online your prepaid number and get upto 6GB Free Data
• Airtel Safe Pay with Airtel Payments Bank - Save Big on Prepaid recharge, DTH recharge, Broadband bill payment, Postpaid bill payment. Get offers on Bill Payments, UPI, Ticketing & more with Airtel Payments Bank
• Airtel Live TV - Enjoy 200+ Channels, Movies & Wynk Music for Free
• Airtel Offers - Mobile Recharge, Broadband Plans with offers when you recharge online
• Airtel App - Real-time update on your account & data balance. Online Recharge App with Mobile Recharge available in Hindi, Telugu, Bengali, Marathi, Tamil, Malayalam & More

Current Airtel App Offers when you recharge online
1. Exclusive Amazon Prime mobile-only plan for Airtel prepaid customers - Enjoy the newly launched Amazon Prime Video Mobile Edition through pre-paid recharges starting at an introductory offer of Rs 89, to get 28-days of Amazon Prime Video Mobile Edition along with 6GB data or choose a Rs 299 pack of 28-day validity to PVME along with unlimited calls, data access of 1.5 GB per day.
2. Exclusive Airtel Offers of Free 2GB, 4GB or 6GB Data on all Unlimited Prepaid Recharges on Airtel recharge app
3. Up to Rs.40 discount on Airtel recharge using Airtel UPI
4. Amazon Prime at zero cost with select Postpaid & Broadband plans…and more

Features on Airtel App
1. Manage Account: All your Airtel Services can be managed from the Airtel app. Real-time updates, easy access to transaction history & bill summary
3. Recharge Online: Airtel Recharge for Mobile Recharge, DTH Recharge & Datacard Recharge.
4. Pay Bills: Postpaid, Landline, Broadband, Data Card, Electricity, Gas, Water & Insurance
5. Help & Support: Airtel customer support available on Airtel Thanks app for all service request
6. Fiber Online Help: Network troubleshooting for your Airtel Xstream fiber connection
7. Airtel Live TV: Enjoy Airtel TV, movies, music & more
8. Refer & earn on BHIM UPI with Airtel Payments Bank
9. Buy roaming plan instantly and get perks as Airtel offer

Why You Should Get the Airtel Thanks App (My Airtel App) as your recharge app -
1. Prepaid Online Recharge
Airtel offers, cashbacks & discount coupons on mobile recharge across Airtel BHIM UPI, Paytm, PhonePe, GPay, SBI, HDFC, ICICI & more
Airtel recharge of unlimited prepaid pack with no outgoing charges, daily data & free SMS; or buy top-up mobile recharge, international roaming & ISD packs

2. Buy or Upgrade Airtel Services Online
Get new Prepaid, Postpaid, DTH, Broadband, Airtel Xstream, Dongle services or upgrade your existing ones

3. Postpaid Bill Payment
Manage or upgrade your postpaid plan & make postpaid bill payments

4. DTH Recharge
Manage channels & upgrade your set-top box to HD or Xstream Box
Multiple TV connection with one DTH bill

5. Broadband Plans/Xstream Fiber
Pay & upgrade tariff for broadband plans & fixed line/landline online

6. Entertainment & Lifestyle
Airtel TV, News & Movies with Airtel TV or Airtel Xstream, Wynk Music
Free Cloud Storage for backing up your Movies, Wynk Music & Pictures

7. Security of Payments with Airtel Payments Bank: Airtel Safe Pay
Create Airtel Money Wallet to -
Pay your Insurance Premiums & Loan EMIs
Do Prepaid recharge, DTH recharge & Postpaid bill payments
Make instant payments with BHIM UPI. Refer & earn on BHIM UPI with Airtel Payments Bank
Buy or recharge FASTag using Airtel Money

Security
100% secure transactions with PCI_DSS

COLLAPSE

05 PayPal Mobile Cash: Send and Request Money Fast.

  • Devloper: PayPal Mobile.
  • Price: Free.
  • Size: 88 MB.
  • Android Version requires: 5.0 and Up.
  • Age Rating: 3+.
  • In-App Purchases: No.

Our new PayPal app is a simple and secure way to get paid back for last night’s takeaway, send money to friends who have an account with PayPal , check PayPal activity, choose currencies to send around the world and more. Plus, we’ve added some new features we think you’ll love

*NEW* A TOUCH-FREE WAY TO PAY OR BE PAID
• If you’re buying, simply scan the QR code to pay securely with your PayPal app.
• Whatever you’re selling, now you can quickly set up a QR code and get paid in person, all with just your phone.

SEND AND REQUEST MONEY FOR FREE
• When funded by a bank account or balance, it’s free and secure to send money or ask for it back from friends and family in the US.
• All you need is an email address, mobile number, bank account, cash pick up service point or mobile top up details. *An account with PayPal is required to send and receive money. If you don’t have an account with PayPal, you can sign up for free quickly and easily.
• NEW FEATURE: just type a name, email or phone number and PayPal will find the right person for you.
• Request money quickly and securely from friends or family with just a few taps.

GET INSTANT SPENDING NOTIFICATIONS
• Never miss a thing – keep on top of payments and sending or receiving money, with instant push notifications.
• Check out all your latest PayPal activity, by just logging in.

ACCESS YOUR BALANCE INSTANTLY WITH THE PAYPAL CASH CARD
• Easily transfer funds from your bank balance to your account with PayPal.
• Shop in-store, online or everywhere Mastercard® is accepted and withdraw cash at ATMs worldwide.
• PayPal Cash Plus account required to get the card.

TRUST PAYPAL SECURE TRANSACTIONS
• You can be sure PayPal will help keep your financial information secure, with commercially available encryption, and fraud detection. All that plus monitoring transactions, 24/7.

Not all features may be available in your market.

COLLAPSE

06. BHIM – MAKING INDIA CASHLESS.

What is BHIM?

BHIM (Bharat Interface for Money) is a UPI enabled initiative to facilitate safe, easy & instant digital payments through your mobile phone.

Requirements:
Before you register on the app, please ensure the following:

You have linked your Mobile Number with your Bank Account and the same is used for accessing BHIM.

Your phone should have an active SIM linked to your Bank Account.

In case of Dual SIM, kindly ensure that you’ve selected the SIM card linked to your Bank Account.

You have a valid Debit Card for your Bank Account. This is required to generate UPI PIN.

Supported Banks:
Visit our website https://www.bhimupi.org.in/our-partners to find out if your bank is live on BHIM

More about BHIM:-

• Transaction limit is Rs. 40,000 per transaction and per day
(Please note that your Bank’s Transaction Limit may vary from BHIM’s limit.)

• BHIM app is compatible with Android 5.0 and above.

Terms & Conditions:- https://www.bhimupi.org.in/terms-conditions

For more information, visit https://www.bhimupi.org.in/

Stop. Think. Act. You will never be asked for a pin to receive money. Use UPI PIN only if you want to pay or check account balance. Enjoy your BHIM APP safely.

COLLAPSE

07. MobiKwik:
BHIM UPI, Money Transfer, Recharge & Bill Payment.

  • Devloper: MobiKwik.
  • Price: Free.
  • Size: 21 MB.
  • Android Version requires: 4.1 and Up.
  • Age Rating: 3+.
  • In-App Purchases: No

About MobiKwik
MobiKwik is a Truly Indian payments app which gives you a credit line or loan (up to Rs 50,000) for making online payments.

You can use MobiKwik in two ways :
1) Link any bank account via UPI on this app to make payments.
2) You can also use credit (called Zip) at 0% interest and settle the bill after 15 days at no extra charges !

MobiKwik works like your online credit card ! Your limit depends on your usage - more you use, more is your credit limit.
MobiKwik can be used for paying for Recharge, Bill payments, IRCTC, Zomato, Swiggy and more. Unlike other payment apps, MobiKwik data is secure and kept in India. Just signup using your mobile number and get started !

Use cases of MobiKwik Use MobiKwik for money transfer, mobile prepaid recharge, postpaid bill payment, utility bills, electricity bill payments, water bill payment, DTH recharge, online transactions like food delivery, grocery, medicine delivery, fashion shopping & Insurance premium payments. Get a credit line upto Rs 50,000 for making all these transactions.

Money Transfer MobiKwik also offers money transfer services via UPI for all banks. Make money transfer to bank account, wallet to wallet & money transfer all bank. It is the fastest money transfer app for bank transfers.

Mobile Recharge MobiKwik is the most preferred app to make mobile recharge. Airtel recharge, Vodafone recharge, Jio recharge, Idea recharge, BSNL recharge & any other online recharge can be done via MobiKwik. You also get mobile recharge offers on MobiKwik. Recharge offers include discounts, SuperCash & Cashback.

DTH Recharge MobiKwik is users’ go to dth recharge app for online dth recharge. Use it for tata sky recharge, airtel dth, videocon d2h recharge, dish tv recharge, sun direct recharge, data card recharge & metro card recharge. Avail exclusive DTH recharge offers on MobiKwik. DTH offers on MobiKwik include SuperCash & Cashback.

UPI Make fast bank to bank BHIM UPI money transfer with MobiKwik. It facilitates instant & extremely secure money transfers & hence is users’ go to app for UPI.

Bill Payment Make fast utility bill payments with MobiKwik for 200+ billers like BESCOM, BSES, CESC etc. It is the best bill payments app to make fast postpaid bill payment, electricity bill payment, gas bill payment, water bill payment, landline bill payment, municipality bill payment, credit card bill payment, traffic challan payment, broadband bill payment, gas booking, cable bill payment & more. MobiKwik also provides exclusive broadband bill payment offers.

Offline QR Payments Make instant payments at partner outlets like restaurants, pharmacies, milk booths, kirana stores, petrol pumps etc. with QR code scanning, UPI money transfer or wallet payment. MobiKwik is accepted at all brand stores including Petrol Pumps, Reliance Fresh, Samsung & JIO stores, Apollo pharmacy & more.

Online Payments Order groceries, medicines, food, gadgets online & pay via MobiKwik. Make quick online payments at your favorite shopping, food delivery, travel & gaming brands including Pharmeasy, BigBasket, Myntra, Zomato, Swiggy, Flipkart, Dream11 & more. Payments can also be made for subscriptions & at entertainment sites/apps such as Disney+Hotstar, AltBalaji, Gaana, BookMyshow & more.

Instant Loan Get instant personal loan online up to ₹5 Lakh. Interest rates from 12%-30% p.a. with a tenure of 6 months - 36 months. The standard processing fees vary from 1-2 %.

Example : Loan Amount: ₹50,000
Interest rate (APR): 16% p.a.
Total interest paid: ₹4444 (EMI : ₹4537)
Processing Fees (2%): ₹1,500

Mutual Funds Invest in the right mutual fund including Axis Mutual Fund, ICICI Prudential Mutual Fund, HDFC Mutual Fund & more. Do real time tracking & manage your mutual funds. Invest in ELSS & SIP.

Gift Card Buy MobiKwik Gift Cards for your favorite brands & save extra 5% with SuperCash.

08. HDFC PayZapp:
Recharge, Pay Bills & Shop.

  • Devloper: HDFC Bank Ltd.
  • Price: Free.
  • Size: Varies with device.
  • Android Version requires: 5.0 and Up.
  • Age Rating: 3+.
  • In-App Purchases: No
Recharge, Pay Bills & Shop
Recharge, Pay Bills & Shop
  • Recharge, Pay Bills & Shop Screenshot
  • Recharge, Pay Bills & Shop Screenshot
  • Recharge, Pay Bills & Shop Screenshot
  • Recharge, Pay Bills & Shop Screenshot
  • Recharge, Pay Bills & Shop Screenshot
  • Recharge, Pay Bills & Shop Screenshot
  • Recharge, Pay Bills & Shop Screenshot

PayZapp – Recharge, Online Bill Payments, BharatQR Payments, Travel, Shopping, Movies and more in just One Click. Bharat QR supports payment by mVisa QR, MasterPass QR and Rupay QR. Available to customers of all banks

PayZapp is a complete payment solution giving you the power to pay in just One Click. PayZapp lets you recharge your mobile, DTH and data card, pay utility bills, compare and book flight tickets, bus and hotels, shop, buy movie tickets, music and groceries, avail great offers at SmartBuy, and send money to anyone in your phone book.

PayZapp is convenient, fast and secure. Link your Debit and Credit Card ek baar and pay karo baar baar. No need to re-load money again and again. Moreover your card details are secure with the bank and not stored on your mobile phone or on transacting sites. It uses a proprietary technology that conducts three security checks for each transaction.

So don’t just pay. PayZapp it!

For support during download or registration please call us at 1800 102 9426 or email [email protected]

For detailed information, please click on the below links:
Website: https://www.hdfcbank.com/personal/making-payments/pay-with-payzapp/payzapp
Facebook: https://www.facebook.com/payzapp

By downloading the app you are agreeing to and providing consent to have read and
understood the privacy notice of HDFC Bank. To know more about the privacy notice, please
go to http://www.hdfcbank.com/aboutus/terms_conditions/privacy.htm

--
App Permission Details :

• "Device & app History" is used to read logs, to help understand crashes and issues, so we can improve the app.
• "Identity" is used to auto populate email address, name during registration
• "Contacts" is used to retrieve phone number, email address from contacts to send money or recharge.
• "Location" is used to capture location details during transaction and login for improving user’s security. Also used in history to display users location when money was sent.
• "SMS" is used to auto read OTP/MVC/DVC related SMS. Also used in phone verification to send SMS on users behalf.
• "Phone" is used in support and feedback screen to initiate call our support team directly from app.
• "Photos / Media / Files" is used cache images and other non-sensitive server responses for better user experience.
• "Camera" is used for scan your credit card in manage cards screen. Also used for QR Code scanning (this is currently under closed user testing).
• "Microphone" is used for sound based proximity payments (this is currently under closed user testing).
• "Device ID & call information" is used save users device in trusted list if users opts to. Also used for push notification services.

COLLAPSE

09. Freecharge – Recharges & Bills, Mutual Funds, UPI.

  • Devloper: Freecharge.
  • Price: Free.
  • Size: 50 MB.
  • Android Version requires: 5.0 and Up.
  • Age Rating: 3+.
  • In-App Purchases: No.

Now you can do a lot more on Freecharge. Recharge your mobile, pay bills, pay insurance premiums, transfer money through UPI, create BHIM UPI ID & link bank account for instant money transfer. You can also invest in Mutual Funds (through SIPS or lump sum), Digital Gold, Express FD; buy Deals from different brands; pay with Freecharge for movies, entertainment, food, shopping, and get cashback & discounts. Get Gift Cards, Personal Loans, Debit Card EMI, Digital Gold, Credit Card & much more

What we have in store for you

• Mutual Fund: The all-new Mutual Fund on Freecharge is better than ever. It’s power-packed with features that let you make intelligent investment decisions. Choose your most preferred funds from top fund houses like Reliance, Axis, Aditya Birla, DSP, Motilal Oswal, ICICI Prudential & more. Start investing in just 2 minutes. It’s 100% paperless. You can start with just ₹500. Choose from top-rated funds (ratings by Value Research)

• Loans: From Personal Loans to Gold Loans get loans quickly on Freecharge. Minimal documentation, no hassle

• Gold: Now buy Digital Gold online through Freecharge. It's 24K, 99.5% pure. Online gold means no bank locker needed. No hassle of storage or security. Also, you get to buy gold and sell it in minutes. Digital Gold on Freecharge is secured by SafeGold in partnership with Brink’s and IDBI Security Trustees. Redeem Digital Gold for jewellery/coins from partner jewellers at any time. The gold value has always appreciated. Buy gold as an investment and reap higher returns in the long run. You can buy online gold at real-time market value. Start buying gold online on Freecharge

• Express FD: Open a Fixed Deposit in just 3 minutes via Freecharge, powered by Axis Bank. You just need a deposit of ₹5000 to start your Express FD investment. You don’t need an Axis Banking Savings Account to open a Fixed Deposit. There is no penalty for premature withdrawal of Fixed Deposit of up to 25%. So you can take money from your deposit in case of an emergency. Details required to open an Express FD is your PAN and Aadhaar. No bank visit needed to book your Fixed Deposit. Fixed Deposit is a safe investment since it is unaffected by market fluctuations.

• UPI Payments: With Freecharge UPI powered by Axis Bank, you can set up your ‘@freecharge’ UPI ID for all your existing bank accounts. You can send money, request money, pay at online & offline brands, scan & pay, or request money through UPI enabled QR codes

• Mobile Recharges: Prepaid recharges & post-paid bill payments available for all leading Indian telecom providers like Airtel, Vodafone, Idea, Reliance Jio & others with exciting cashback offers

• Bill Payments: Pay your electricity bill. Pay DTH, data card, landline bill, broadband, water & gas bills, and even pay insurance premium through Freecharge

• Google Play Recharges: Get Google Play recharge codes on Freecharge and enjoy offers & discounts

• QR Code Feature: Now you have the convenience of just scanning a QR code instead of adding a phone number for transacting

• Deals: Deals on Freecharge allows you to buy amazing discount coupons, Freecharge cashback & more from your favourite brands

• Cashbacks and Discounts: Get amazing discounts & cashback when you transact using Freecharge

App permissions and reasons:
Call - Used for enhancing the security of your account and for UPI registration
SMS (optional) - Helps us speed up your transaction by auto-filling OTP and provide personalised financial services
Location (optional) - Helps find the closest stores & deals around you
Contacts (optional) - Get mobile numbers from your contacts
Camera (optional) - Used for scanning QR codes

You can contact our customer support team by writing to us at [email protected] for any suggestions, queries, or comments.
For more interesting updates, visit https://blog.freecharge.in

COLLAPSE

10. BHIM SBI Pay: UPI, Recharges, Bill Payments, Food.

  • Devloper: State Bank of India.
  • Price: Free.
  • Size: 21 MB.
  • Android Version requires: 4.2 and Up.
  • Age Rating: 3+.
  • In-App Purchases: No

'BHIM SBI Pay’ (UPI App of SBI) is a most innovative payment app that allows any Banks’ customer to send or receive money to/from any other Banks customer using a single app & also allows to pay for services like recharge, food orders, bill payments & local deals. You need not worry which Bank you have your account with. Just download “BHIM SBI Pay” & start using it.

You just need to ensure that:
• Your mobile number has been linked to your Bank accounts
• You have a Debit card linked to your account

BHIM SBI Pay allows you to make easy, instant & secure payments at your convenience on all 365 days of the year

With BHIM SBI Pay you can also do recharges, order food, pay utility bills & buy local deals.

Recharge: Prepaid, Postpaid & DTH
• Track all your recharges at one place
• Get reminders for postpaid bills

Food: Order Food from your Favourite Restaurants
• Compare & Use Swiggy, Freshmenu, Faasos, Behrouz Biryani at one place
• Browse menu, add food items to cart, pay from your account & get food delivered

Bill Payments: Hassle free payment of Electricity, Gas, Broadband, Landline & Water Bills
• Fetch your bill using your customer id or unique identification number of bill
• Get Reminder for utility bills
• Pay for 70+ popular bills

Local Deals: Explore all local deals at one place
• Notification of latest deals
• Get discounts on Buffets, Spa & salons, weekend activities & more

Transaction Limits on BHIM SBI Pay:
• Max. limit per transaction: Rs.1,00,000/-
• Max. transaction limit per day is Rs.1,00,000/-

If you are a Merchant: Login to the app, Click on ‘I am a Merchant’ option, fill-up your business details & you are ready to collect payments from your customers.

Toggle between Consumer & Merchant modes:
• With BHIM SBI Pay, you can collect payments as a Merchant or make payments as a Consumer by simply using the toggle switch from the Menu icon at the top left

Pay/Send money using:
• VPA of the beneficiary
• Account Number + IFSC of the beneficiary
• Using Beneficiary’s Aadhaar Number
• Scanning QR Code of the beneficiary

Steps to Send Money:
• Login to the App & Click on Pay
• Select Debit Account, Payee Address type (VPA or Account and IFSC or Aadhaar)
• Enter other required details
• Enter UPIN
• Click Submit

Steps to Receive/Collect Money:
• Login to the App & Click on Collect
• Enter Payer VPA
• Enter other required details
• Click Submit

Transaction History:
• View your latest 20 transactions & transactions done for a range of dates

Manage multiple bank accounts:
• Select My Accounts option from Menu, select your bank & simply add it
• If you have only one Bank account, that will be your Default account to make & receive payments on BHIM SBI Pay
• In case you have multiple accounts, you can select any 1 of them as your Default account, by clicking on “Set as Default” option against the account
• During the ‘Pay’ transaction, select any debit account by swiping through the accounts displayed on the Home screen

Create and Manage Multiple VPAs:
• To add a VPA, go to the Menu at the top right of your app screen, click on View Profile.
• Select Add a New VPA and create your new handle, for e.g. [email protected]
• Select the account to link to the new VPA
• Multiple VPAs can be used for different accounts or one VPA can be linked to different accounts

Steps to Reset PIN:
• In case you forget the App PIN, choose ‘Forgot App PIN’ option on the login screen, answer the secret question to reset the App PIN
• In case you forget the UPIN of Account, reset it by clicking on ‘Reset UPI PIN’ against that account

Complaints/Dispute management:
Dispute can be raised only for successful transactions.

• Login to the App
• Click on View All in Recent Transactions
• Select the transaction and Click Raise Dispute button
• Select Dispute type, enter Remark.
• Click Submit

For other queries/complaints related to BHIM SBI Pay, please write to [email protected]

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